Long Term Care Planning Advisors, LLC
Advisory Services
Home | Strategic Alliances & Partnerships | Partnership Profiles | Employer Worksite Market | Our Mission | Policies & Carriers | Tax Initiatives | Tax Treatment of LTC Premiums | Advisory Services | Resources | Government Programs | Contact Us | About Us

Autumn leaves

Long Term Care Planning Advisors, maintains relationships with some of the most respected, highly rated, carriers in the insurance industry, such as John Hancock. Metropolitan and Genworth Financial.  As an independent firm, we have access to many companies, and can offer a broad range of products and services from a variety of these insurance companies based upon your individual needs. 
 
 

Through our consultative process, we will be able to provide the following:
 
  • Conduct an interview as a fact finder to gather essential information
  • Gain an understanding of your circumstances, goals and financial situation
  • Identify your needs, what you are looking to accomplish and what are your expectations
  • Review with you a long term care buying check list
  • Recommend a plan and strategy that is suitable to your goals
  • Work closely with you to implement these recommendations
  • Help you on choosing the right carrier
  • Explain the application, underwriting procedures and keep you appraised of the underwriting process
  • Advise on applicable IRS codes and tax implications for long term care expenses, benefits and premiums

 

 

Mature couple w/ kite

**  LTCI Consulting, Sales & Service **

Here are some of the advantages our firm offers:

  • Nearly 20 years Life and Health Insurance Industry Experience
  • As an independent company, we offer objective and unbiased carrier selection
  • LTCI Specialists
  • Certified to sell long-term care insurance approved by the Connecticut Partnership for Long-Term Care