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Andrew M. Porrazzo, President
Andrew Porrazzo is the founder of Long Term Care Planning Advisors, LLC and has been its President
since the company's inception. Mr Porrazzo has more than 18 years experience in the Life & Health Insurance industry
in both group and individual markets. He is a graduate of Villanova University - School of Commerce &
Finance and holds a Bachelor's of Science degree in Marketing.
Mr. Porrazzo is a masters class graduate of the CLTC and has earned the designation "Certified
in Long-Term Care" after completing a rigorous multi-disciplinary course in the profession of long-term care. In addition,
Mr. Porrazzo is certified to sell long-term care insurance approved by the Connecticut Partnership for Long-Term Care.
Also, through America's Health Insurance Plans (AHIP) association, Mr. Porrazzo has successfully completed a
four-course requirement for the Long-Term Care Professional (LTCP) designation. This four-course program focuses on methods
of financing long-term care needs, the long-term care insurance product, and claims administration.
Mr. Porrazzo, who lives in Woodbury, CT, is a member of the Business Advisory Council , serves
on the Board of Directors for the Woodbury Business Association, a member of the Tribury Chamber of Commerce, Southbury Business
Association, the National Association of Insurance & Financial Advisors (NAIFA), the Association of Health Insurance
Advisors (AHIA) and a member of the American Association for Long-Term Care Insurance. In addition, Mr. Porrazzo
has been accepted into The Metropolitan Who's Who Registry, a private memberhsip associated with recognition, accomplishments and
professional achievements worldwide.
About the Long Term
Care Insurance
Specialist
Most insurance specialists who deal in the area of long
term care coverage do this exclusively. The reason is, in order to help people buy long term care insurance, the representative
must have a thorough knowledge of long term care systems and how to apply long term care planning.
Long term care planning is not a simple field of expertise.
There are at least 10 or 15 diverse services and service providers in this area. In particular, Medicare, community aging
services and Medicaid are complicated and require the full attention of the care adviser, not a generalist who is distracted
by other insurance products or planning issues. In addition the specialist must have an understanding of how long term evolves,
what settings are appropriate and how family caregivers are involved in the caregiving process.
The major focus of the specialist is to provide proper
insurance coverage fitted to each family's unique situation. The specialist is also careful to represent a company or companies
that are financially sound and have a solid history in long term care insurance sales.
Some specialists are taking the additional step to become
all around long term care planning advisers. In this role they bring together other players in the care planning arena such
as care managers, elder law attorneys, preneed planning specialists, reverse mortgage specialists, elder mediators and others
who can help a family adequately plan for the need for long term care. Long-term care insurance is important but it is only
one piece of the puzzle.
This planning is not only important
for an older generation but it is also important for those people in their late 40s and 50s to work with a specialist
to make planning for long-term care a part of their preparation for retirement
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